Once your finances are in order, start the process by making a wish list of things you want in your new home and neighborhood. How much space do you need? What’s more important to you, good schools or a short commute? Does the dog need a big yard?
Once you zero in on a neighborhood that works with your budget, find a real estate agent. Ask family and friends—that’s how 42% of buyers find their agents—but don’t stop there. Interview at least three about their availability, negotiating strategies, and knowledge of the market where you want to buy.